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Texasgulf Federal Credit Union Go to main content

Personal Loans

Texasgulf FCU’s personal loans are designed to fit your needs. If you need to borrow as little as a few hundred dollars and stay away from those “pay day” predators where you’ll pay interest rates as high as 250%. Our personal loan rates are never higher than 18.00% which means you pay back less with us than you would with those predators.

You can save more with our Step-Up Program and get a discount off our regular loan rates.* If you have an active checking account with direct deposit and have a minimum of six transactions per month from one or more of the following: check, ATM/Debit Card, ACH deposit/payment, you will receive a .25% discount.

*Step-Up discount cannot be used with Mortgage, Real Estate, & Home Equity Loans & MasterCard®.

Print out Texasgulf FCU's personal loan application  Texasgulf FCU personal loans rates  Calculators  Texasgulf FCU's step-up program 

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