Everything you love about Texasgulf available nearly anywhere
Shared branching gives you the freedom and security to access your favorite features and services from various locations.
Benefits You'll Love
- Identify various branch locations nationwide to service your needs
- Securely make deposits, withdrawals, and more
- Enjoy the same quality service and support outside of Texas
- Conveniently perform account transactions with ease
LIVE Co-Op Shared Branch (after hours): 1-888-837-6500
- Use member credit unions nationwide as if you were at your home branch
- Over thousands of compatible branches
- Various self-service locations (open 24/7)
- Locations available in all 50 states
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly dividends earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term Share Certificate can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
IRA Share Certificates
Term | Rate | APY |
---|---|---|
6 Month | 3.929% | 4.00% |
12 Month | 4.169% | 4.25% |
18 Month | 3.832% | 3.90% |
36 Month | 3.446% | 3.50% |
48 Month | 3.446% | 3.50% |
60 Month | 3.446% | 3.50% |
Minimum of $500.00 required to open an IRA Share Certificate.
IRA Shares
Balance | Rate | APY |
---|---|---|
$0.01 - $4,999.99 | 0.20% | 0.20% |
$5,000.00+ | 0.40% | 0.40% |
Kasasa Cash*
Balance | Rate | APY |
---|---|---|
0 - $20,000 | 5.84% | 6.00% |
$20,000+ | 0.99% | 6.00% to 1.83% |
All balances if qualifications not met | 0.05% | 0.05% |
Qualifications
- Use your Texasgulf FCU Debit Card at least 12 times per month
- Sign up for eStatements
- Sign up and log into Online Banking at least once per month
Kasasa Saver*
Balance | Rate | APY |
---|---|---|
0 - $25,000 | 1.98% | 2.00% |
$25,000+ | 0.80% | 2.00% to 0.50% |
All balances if qualifications not met | 0.05% | 0.05% |
Qualifications
- Use your Texasgulf FCU Debit Card at least 12 times per month
- Sign up for eStatements
- Sign up and log into Online Banking at least once per month
Loan Rates
Term | Rates start as low as |
---|---|
New or used vehicle up to 36 months. | as low as 4.49% |
New or used vehicle up to 48 months | as low as 5.89% |
New or used vehicle 49 - 72 months | as low as 6.39% |
New vehicle up to 84 months | as low as 7.00% |
Personal loans | as low as 8.95% |
Other collateral such as farm equipment, boat, RV, trailer, motorcycle, airplane, etc. up to 48 months | as low as 6.99% |
Other collateral such as farm equipment, boat, RV, trailer, motorcycle, airplane, etc. 49 to 72 months | as low as 7.99% |
Large collateral items Please call for more information 84 to 180 months | as low as 8.25% |
MasterCard® | as low as 7.99% |
Secured MasterCard® | 12.00% |
Share Secured | 3.25% |
Certificate Secured | Certificate rate + 1.25% |
Rates are based on your credit worthiness and may be higher than the rates listed above. Please check with your loan officer for your exact rate.
Money Market Account
Balance | Rate | APY |
---|---|---|
$0.01 - $1,999.99 | 0.00% | 0.00% |
$2,000.00 - $9,999.99 | 0.50% | 0.50% |
$10,000.00 - $49,999.99 | 1.00% | 1.00% |
$50,000.00+ | 1.74% | 1.75% |
Minimum balance of $2,000.00 required to open and earn dividend.
Share Certificates
Term | Rate | APY |
---|---|---|
6 Month | 3.929% | 4.00% |
12 Month | 4.169% | 4.25% |
18 Month | 3.832% | 3.90% |
36 Month | 3.446% | 3.50% |
48 Month | 3.446% | 3.50% |
60 Month | 3.446% | 3.50% |
Minimum of $500.00 required to open a share certificate.
Shares
Balance | Rate | APY |
---|---|---|
$25.00 - $499.99 | 0.10% | 0.10% |
$500.00 - $4,999.99 | 0.15% | 0.15% |
$5,000.00 - $24,999.99 | 0.15% | 0.15% |
$25,000.00+ | 0.20% | 0.20% |