For more convenient purchasing – do it with a debit
Take the power of plastic with you wherever you shop for more security and buying power than carrying cash.
Benefits You'll Love
- Avoid having to write checks
- Shop online or in-store more conveniently
- Enjoy the security of Visa® with each swipe
- Customize your card to match your personality
A Visa debit card lets you do everything an ATM card does, plus pays directly out of your checking account without having to write a check. We understand how easy and convenient these cards can be for our members, so we make your first Visa Debit Card FREE when you open a Texasgulf FCU checking account.
If you have any questions about your Visa Debit Card from Texasgulf, please feel free to call the Credit Union at 979-282-2300.
Protect your debit card by registering with Verified by Visa or personalize it by uploading your favorite picture!
Card Blocking
You may also be interest in SHAZAM Brella. Receive alerts about purchases, high-dollar amount transactions, and temporarily block your debit card if you've misplaced it or it's been stolen by signing up your debit card with SHAZAM Brella.
Disputes happen. Call SHAZAM'S dedicated call center at (833) 288-1126 to help with your credit card disputes.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly dividends earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term Share Certificate can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
IRA Share Certificates
| Term | Rate | APY |
|---|---|---|
| 6 Month | 4.074% | 4.15% |
| 12 Month | 4.314% | 4.40% |
| 18 Month | 3.929% | 4.00% |
| 36 Month | 3.881% | 3.95% |
| 48 Month | 3.881% | 3.95% |
| 60 Month | 3.881% | 3.95% |
Minimum of $500.00 required to open an IRA Share Certificate.
IRA Shares
| Balance | Rate | APY |
|---|---|---|
| $0.01 - $4,999.99 | 0.20% | 0.20% |
| $5,000.00+ | 0.40% | 0.40% |
Kasasa Cash*
| Balance | Rate | APY |
|---|---|---|
| 0 - $20,000 | 5.84% | 6.00% |
| $20,000+ | 0.41% | 6.00% to 0.41% |
| All balances if qualifications not met | 0.05% | 0.05% |
Qualifications
- Use your Texasgulf FCU Debit Card at least 12 times per month
- Sign up for eStatements
- Sign up and log into Online Banking at least once per month
Kasasa Saver*
| Balance | Rate | APY |
|---|---|---|
| 0 - $25,000 | 2.00% | 2.00% |
| $25,000+ | 0.80% | 0.80% |
| All balances if qualifications not met | 0.05% | 0.05% |
Qualifications
- Use your Texasgulf FCU Debit Card at least 12 times per month
- Sign up for eStatements
- Sign up and log into Online Banking at least once per month
Loan Rates
| Term | Rates start as low as |
|---|---|
| New or used vehicle up to 36 months. | as low as 4.49% |
| New or used vehicle up to 48 months | as low as 5.89% |
| New or used vehicle 49 - 72 months | as low as 6.39% |
| New vehicle up to 84 months | as low as 7.00% |
| Personal loans | as low as 8.95% |
| Other collateral such as farm equipment, boat, RV, trailer, motorcycle, airplane, etc. up to 48 months | as low as 6.99% |
| Other collateral such as farm equipment, boat, RV, trailer, motorcycle, airplane, etc. 49 to 72 months | as low as 7.99% |
| Large collateral items Please call for more information 84 to 180 months | as low as 8.25% |
| MasterCard® | as low as 7.99% |
| Secured MasterCard® | 12.00% |
| Share Secured | 3.25% |
| Certificate Secured | Certificate rate + 1.25% |
Rates are based on your credit worthiness and may be higher than the rates listed above. Please check with your loan officer for your exact rate.
Money Market Account
| Balance | Rate | APY |
|---|---|---|
| $0.01 - $1,999.99 | 0.00% | 0.00% |
| $2,000.00 - $9,999.99 | 0.50% | 0.50% |
| $10,000.00 - $49,999.99 | 1.00% | 1.00% |
| $50,000.00+ | 1.74% | 1.75% |
Minimum balance of $2,000.00 required to open and earn dividend.
Share Certificates
| Term | Rate | APY |
|---|---|---|
| 6 Month | 4.074% | 4.15% |
| 12 Month | 4.314% | 4.40% |
| 18 Month | 3.929% | 4.00% |
| 36 Month | 3.881% | 3.95% |
| 48 Month | 3.881% | 3.95% |
| 60 Month | 3.881% | 3.95% |
Minimum of $500.00 required to open a share certificate.
Shares
| Balance | Rate | APY |
|---|---|---|
| $25.00 - $499.99 | 0.10% | 0.10% |
| $500.00 - $4,999.99 | 0.15% | 0.15% |
| $5,000.00 - $24,999.99 | 0.15% | 0.15% |
| $25,000.00+ | 0.20% | 0.20% |
