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Credit Cards

Texasgulf FCU has three types of MasterCards® to meet your needs. The Secured, Regular and Platinum MasterCards® offer two reward programs along with these features you won’t find anywhere else:               

  • No Annual Fee
  • No Balance Transfer Fee
  • No Late Payment Fee
  • No Over Limit Fee
  • No Cash Advance Fee*

Print credit card application     

    

Rewards

  • Up to 1% rebate on purchases1
  • Member Miles Points that can be redeemed for merchandise, gift cards, or cash2

Secure your MasterCard® before making purchases over the phone or Internet.

*Cash Advances are not subject to any grace period and incur a Finance Charge from the posting date.

Rebate is based on 1% of Annual Net Retail Sales over $1,200.00. Rebate period begins January 1st and ends December 31st of each year. Rebates are distributed annually in January as a credit on your credit card statement for the previous year. Some situations that will affect your rebate are: any delinquent period, any over-limit period, bankruptcy, charged off or closed accounts, annual net retail sales under $1,200.00.

Member Miles™ are points that accrue at a rate of one (1) Point for each dollar of net retail purchases. Points are not accrued on cash advances, convenience checks, balance transfers or adjustments. Member Miles™ points can be redeemed by using the request form in the quarterly statement, call toll free 1-877-33AWARD (1-877-332-9273) or on our website, www.texasgulffcu.org. Some situations that will affect your Member Miles™ are: any delinquent period, any over-limit period, bankruptcy, charged off or closed accounts, or if points are not used in a three (3) year period.

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