A share certificate is just like a CD or Certificate of Deposit. A minimum deposit of $500.00 is required to open a share certificate. You can choose from a term of 6, 12, 18 or 36 months for your share certificate. We have the highest interest rates on our certificates in Wharton County.
Make sure you take advantage of our Step-Up Program where you can get bonus percentages added to our regular certificate rates.
Dividends are paid the 1st of each month and deposited into your share certificate or you can have them sent to you. All share certificates renew automatically on the date of maturity. You can add to or withdraw from your certificate on the date of maturity up to ten (10) days after it matures. If you withdraw from your certificate before it matures or more than ten (10) days after it matures, you will be charged a penalty the equivalent of ninety (90) days interest on the amount that you withdraw.
Please check the Deposit Rates for the rates and yield. The 36, 48, and 60 month Share Certificates are EXCLUDED from our Step-Up Program.
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