Deposit Rates
Shares
Effective Date: Saturday, February 22nd, 2020
| Term | APR | APY |
|---|---|---|
| $25.00 to $499.99 | 0.10% | 0.10% |
| $500.00 to $4,999.99 | 0.15% | 0.15% |
| $5,000.00 to $24,999.99 | 0.20% | 0.20% |
| $25,000.00 or more | 0.30% | 0.30% |
Share Draft*
Effective Date: Saturday, February 22nd, 2020
| Term | APR | APY |
|---|---|---|
| $400.00 TO $4,999.99 | 0.10% | 0.10% |
| $5,000.00 TO $24,999.99 | 0.15% | 0.15% |
| $25,000.00 or more | 0.25% | 0.20% |
| *minimum balance of $400.00 required to earn dividend | ||
Money Market Account*
Effective Date: Saturday, February 22nd, 2020
| Term | APR | APY |
|---|---|---|
| $ 0.01 - 1,999.99 | 0.00% | 0.00% |
| $2,000.00 - $9,999.99 | 0.35% | 0.35% |
| $10,000.00 - $49,999.99 | 0.40% | 0.40% |
| $50,000.00 or more | 0.65% | 0.65% |
| *minimum balance of $2,000.00 required to open and earn dividend | ||
IRA Shares
| Term | APR | APY |
|---|---|---|
| $0.01 to $ 4,999.99 | 0.25% | 0.25% |
| $5,000.00 or more | 0.50% | 0.50% |
Share Certificates*
Effective Date: Saturday, February 22nd, 2020
| Term | APR | APY |
|---|---|---|
| 6 Month | 1.00% | 1.00% |
| 12 Month | 1.59% | 1.60% |
| 18 Month | 1.59% | 1.60% |
| 36 Month | 1.73% | 1.75% |
| 48 Month | 1.98% | 2.00% |
| 60 Month | 2.28% | 2.30% |
| *minimum of $500.00 required to open a share certificate | ||
IRA Share Certificates*
Effective Date: Saturday, February 22nd, 2020
| Term | APR | APY |
|---|---|---|
| 6 Month | 1.00% | 1.00% |
| 12 Month | 1.59% | 1.60% |
| 18 Month | 1.59% | 1.60% |
| 36 Month | 1.73% | 1.75% |
| 48 Month | 1.98% | 2.00% |
| 60 Month | 2.28% | 2.30% |
| *minimum of $500.00 required to open an IRA Share Certificate | ||
Loan Rates
Loan Rates
Effective Date: Saturday, February 22nd, 2020
| Term | Rates start as low as |
|---|---|
**Special** New or used vehicle up to 36 months. LIMITED TIME ONLY** |
as low as 2.00% |
| New or used vehicle up to 48 months | as low as 2.99% |
| New or used vehicle 49 - 72 months | as low as 3.49% |
| Personal loans | as low as 7.99% |
| Other collateral such as farm equipment, boat, RV, trailer, motorcycle, airplane, etc. up to 48 months | as low as 3.94% |
| Other collateral such as farm equipment, boat, RV, trailer, motorcycle, airplane, etc. 49 to 72 months | as low as 5.25% |
| Large collateral items Please call for more information 84 to 180 months | as low as 5.94% |
as low as 7.99% |
|
12.00% |
|
| Share Secured | 4.50% |
| Certificate Secured | Certificate rate + 2.50% |