APY = Annual Percentage Yield. Rates effective as of {{ dynamic-date }}. Fees may reduce earnings.
| Balance |
Rate |
APY |
| 0 - $20,000 |
5.84% |
6.00% |
| $20,000+ |
0.99% |
6.00% to 1.83% |
| All balances if qualifications not met |
0.05% |
0.05% |
Qualifications
- Use your Texasgulf FCU Debit Card at least 12 times per month
- Sign up for eStatements
- Sign up and log into Online Banking at least once per month
| Balance |
Rate |
APY |
| 0 - $25,000 |
1.98% |
2.00% |
| $25,000+ |
0.80% |
2.00% to 0.50% |
| All balances if qualifications not met |
0.05% |
0.05% |
Qualifications
- Use your Texasgulf FCU Debit Card at least 12 times per month
- Sign up for eStatements
- Sign up and log into Online Banking at least once per month
| Balance |
Rate |
APY |
| $25.00 - $499.99 |
0.10% |
0.10% |
| $500.00 - $4,999.99 |
0.15% |
0.15% |
| $5,000.00 - $24,999.99 |
0.15% |
0.15% |
| $25,000.00+ |
0.20% |
0.20% |
| Balance |
Rate |
APY |
| $0.01 - $1,999.99 |
0.00% |
0.00% |
| $2,000.00 - $9,999.99 |
0.50% |
0.50% |
| $10,000.00 - $49,999.99 |
1.00% |
1.00% |
| $50,000.00+ |
1.74% |
1.75% |
Minimum balance of $2,000.00 required to open and earn dividend.
| Balance |
Rate |
APY |
| $0.01 - $4,999.99 |
0.20% |
0.20% |
| $5,000.00+ |
0.40% |
0.40% |
| Term |
Rate |
APY |
| 6 Month |
3.397% |
3.45% |
| 12 Month |
3.929% |
4.00% |
| 18 Month |
3.446% |
3.50% |
| 36 Month |
3.446% |
3.50% |
| 48 Month |
3.446% |
3.50% |
| 60 Month |
3.446% |
3.50% |
Minimum of $500.00 required to open a share certificate.
| Term |
Rate |
APY |
| 6 Month |
3.397% |
3.45% |
| 12 Month |
3.929% |
4.00% |
| 18 Month |
3.446% |
3.50% |
| 36 Month |
3.446% |
3.50% |
| 48 Month |
3.446% |
3.50% |
| 60 Month |
3.446% |
3.50% |
Minimum of $500.00 required to open an IRA Share Certificate.
| Term |
Rates start as low as |
| New or used vehicle up to 36 months. |
as low as 4.49% |
| New or used vehicle up to 48 months |
as low as 5.60% |
| New or used vehicle 49 - 72 months |
as low as 5.99% |
| New vehicle up to 84 months |
as low as 6.75% |
| Personal loans |
as low as 9.25% |
| Other collateral such as farm equipment, boat, RV, trailer, motorcycle, airplane, etc. up to 48 months |
as low as 6.99% |
| Other collateral such as farm equipment, boat, RV, trailer, motorcycle, airplane, etc. 49 to 72 months |
as low as 7.99% |
| Large collateral items Please call for more information 84 to 180 months |
as low as 8.25% |
| MasterCard® |
as low as 7.99% |
| Secured MasterCard® |
12.00% |
| Share Secured |
3.25% |
| Certificate Secured |
Certificate rate + 1.25% |
Rates are based on your credit worthiness and may be higher than the rates listed above. Please check with your loan officer for your exact rate.
