| Shares |
| Effective Date: Monday, November 18th, 2019 |
| Term | APR | APY |
| $25.00 to $499.99 |
0.15% |
0.15% |
| $500.00 to $4,999.99 |
0.20% |
0.20% |
| $5,000.00 to $24,999.99 |
0.25% |
0.25% |
| $25,000.00 or more |
0.35% |
0.35% |
| Share Draft* |
| Effective Date: Monday, November 18th, 2019 |
| Term | APR | APY |
| $400.00 TO $4,999.99 |
0.10% |
0.10% |
| $5,000.00 TO $24,999.99 |
0.15% |
0.15% |
| $25,000.00 or more |
0.25% |
0.25% |
| *minimum balance of $400.00 required to earn dividend |
| Money Market Account* |
| Effective Date: Monday, November 18th, 2019 |
| Term | APR | APY |
| $ 0.01 - 1,999.99 |
0.00% |
0.00% |
| $2,000.00 - $9,999.99 |
0.35% |
0.35% |
| $10,000.00 - $49,999.99 |
0.40% |
0.40% |
| $50,000.00 or more |
0.65% |
0.65% |
| *minimum balance of $2,000.00 required to open and earn dividend |
| Share Certificates* |
| Effective Date: Monday, November 18th, 2019 |
| Term | APR | APY |
| 6 Month |
1.00% |
1.00% |
| 12 Month |
1.74% |
1.75% |
| 18 Month |
1.98% |
2.00% |
| 36 Month |
1.98% |
2.00% |
| 48 Month |
1.98% |
2.00% |
| 60 Month |
2.72% |
2.75% |
| *minimum of $500.00 required to open a share certificate |
| IRA Share Certificates* |
| Effective Date: Monday, November 18th, 2019 |
| Term | APR | APY |
| 6 Month |
1.00% |
1.00% |
| 12 Month |
1.74% |
1.75% |
| 18 Month |
1.98% |
2.00% |
| 36 Month |
1.98% |
2.00% |
| 48 Month |
1.98% |
2.00% |
| 60 Month |
2.72% |
2.75% |
| *minimum of $500.00 required to open an IRA Share Certificate |
