Texasgulf Federal Credit Union Go to main content

Texasgulf FCU Step Up Program Step-Up Program

Texasgulf FCU is offering to reward members with discounted fees on select services, bonus points on Share Certificates, and discounts on select loans.  Please look at the two charts below for complete Step-Up Program4 details. Balance levels are based on combined balances in an individual’s account(s), loan(s), and Share Draft/Free Checking account history. Our 36, 48, and 60 month Share Certificates are EXCLUDED from our Regular and IRA Step-Up Programs.2

Regular Step-Up Program

Step Balance Level Fee & Loan Discounts1 Share Certificate Bonus2
Step 1 $25.00 - $25,000.00 No Discount No Bonus
Step 2 $25,000.01 - $40,000.00 .25% Discount .05% Bonus
Step 3 $40,000.01 - $60,000.00 .50% Discount .10% Bonus
Step 4 $60,000.01 or more No Fee .15% Bonus
Step 5 Any Active Checking Account3 .25% Loan Discount3 No Bonus

 

IRA Step-Up Program

Step Balance Level Fee & Loan Discounts1 Share Certificate Bonus2
Step 1 $25.00 - $10,000.00 No Discount No Bonus
Step 2 $10,000.01 - $20,000.00 .25% Discount .05% Bonus
Step 3 $20,000.01 - $30,000.00 .50% Discount .10% Bonus
Step 4 $30,000.01 or more No Fee .15% Bonus
Step 5 Any Active Checking Account3 .25% Loan Discount3 No Bonus

1 Fee discounts only apply to Money Orders, Cashier’s Checks, Check Copies, Temporary Checks and Statement Copies. Loan Discount does not apply to Mortgage, Real Estate, Construction, Home Equity, Share Secured, or Share Certificate Secured loans or MaterCard®. Cannot be applied to preferred rates. Cannot be combined with any other offer.

2 Certificate Bonus is added to most current rate being offered for our 6, 12, and 18 month Share Certificates and IRA Share Certificates. Excludes preferred rates and our 36, 48, and 60 month Share Certificates and IRA Share Certicates.  Cannot be added to preferred rates. Cannot be combined with any other offer.

3 Active Checking Account is considered as either a Share Draft or Free Checking account that must have all of the following:
       1) direct deposit, 2) Minimum of six (6) transaction per month from one or combination of the following: check, debit card, or ACH deposits and/or withdrawals. The .25% discount is excluded from our Mortgage, Real Estate, Home Equity, Share Secured, Share Certificate Secured loans, and MasterCard®.
Cannot be combined with   any other discount or preferred rate.

4 Program may change or stop at any time without notice.

Go to main navigation