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Texasgulf FCU offers two types of secured loans which is a great way to establish credit.
Share Secured Loans
If you have a savings account, but don’t want to withdraw the money, give yourself a loan. With a Share Secured Loan, you can borrow against the money you have on deposit, without withdrawing the money. The rate for share secured is 3.00%.
Share Certificate Secured Loans
Use your certificate to give yourself a loan. You can borrow up to the total amount on your share certificate. The interest rate will be 1.00% above your certificate rate.
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