Secure your Texasulf FCU
MasterCard
® by clicking the
link below
Wharton County's Credit Union
Texasgulf FCU offers extremely competative rates on for your borrowing needs.  If you don't
see the type of loan your looking for, please call us and ask if we can finance it.
New vehicle loans
Texasgulf FCU can finance up to 100% of the asking/selling price plus tax, title & license

Covenient terms up to 72 months.                                                  
click here for some buying tips
Used vehicle loans
Texasgulf FCU can finance up to 100% of the asking/selling price plus tax, title & license

Covenient terms up to 72 months.                                                 
click here for some buying tips
Check the value of your trade in before you go to the dealership
Find the lowest gas prices in Wharton & El Campo
Personal loans
Limit loans, Revolving Credit Plan (RCP) loans.  Our loan officers will go over your needs and help
you choose the best loan type for you.
Texasgulf MasterCard®
Texasgulf FCU offers three (3) types of MasterCard® accounts:
  • Regular                            
  • Platinum                                                     
  • Secured                           

Here are some of the benefits that come with your Texasgulf MasterCard®:
  • No Annual Fee
  • No Balance Transfer Fee
  • No Cash Advance Fee*
  • No Late Payment Fee
  • No Overlimit Fee
  • 1% Rebate Program**
  • Member Miles(TM)***- redeem your points for cash", merchandise or gift cards -
  • Online access to your account, statements & make payments







*Cash advances are not subject to any grace period and incur a Finance Charge from the posting date.

**Rebate is based on 1% of Annual Net Reatil Sales
over $1,200.00. Rebate period begins January 1st and
ends December 31st of each year. Rebates are distributed annually in January for the previous year. Some
situations that will affect your Rebate are: any delinquent period; any over-limit period; bankruptcy; charged
off or closed accounts; annual retail sales under $1200.00.

***Member Miles
(TM) are points that accrue at a rate of 1 (one) Point for each dollar of net retail purchases.
Points are not accrued on cash advances, convenience checks, balance transfers or adjustments. Member
Miles
(TM) points can be redeemed by using the request form in the quarterly statement, call toll free 1-877-
33AWARD (1-877-332-9273) or using our website. Some situations that will affect your Member Miles
(TM)
are: any deliquent period; any over-limit period; bankruptcy; charged off or closed account; or if points are
not used in a 3 (three) year period.

"Cash is issued for travel or travel services expenses.
Disclosure for our Regular or Platinum MasterCards®

Disclosure for our Secured MasterCard®
Other collateral loans
If you don't see it in this list, then just ask us if we can finance it.
  • farm equipment
  • boat
  • motorcycle
  • trailer
  • RV
  • airplane
  • travel trailer
Secured loans
You can use the money in your shares (savings) or share certificate (cd) as collateral to build
credit or to get a low rate loan.
Real Estate, Mortgage & Home Equity loans
Great rates with terms up to 10 years.  Texasgulf FCU can finance up to 95% of the appraised
value.  Please consult with your loan officer for exact terms, conditions and rates.
You need Java to see this applet.
IF YOU HAVE A SHARE
DRAFT OR FREE CHECKING
ACCOUNT WITH US, YOU
BONUS ADDED TO OUR
SHARE CERTIFICATE & IRA
SHARE CERTIFICATE RATES
AND A DISCOUNT OFF OUR
LOAN RATES.

PLEASE CALL  US FOR
MORE INFORMATION.
Order your free credit report
from the three credit bureeaus,
below.  We suggest you order
from one (1) credit bureau
every four (4) months.  

That way you'll get 3 different
credit reports throughout the
year so you can better monitor
your credit.

or print out and fax the
application
   ®2010 - 2014 Texasgulf FCU              2101 N. Fulton St.   Wharton, TX  77488                                                         1313 West Loop, El Campo, TX  77437
                                                                          (979) 282-2300                                    Toll Free (800) 647-8428                          (979) 578-9000
NMLS #634503