Texasgulf FCU offers extremely competative rates on for your borrowing needs. If you don't
see the type of loan your looking for, please call us and ask if we can finance it.
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Texasgulf FCU can finance up to 100% of the asking/selling price plus tax, title & license
Covenient terms up to 72 months. click here for some buying tips
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Texasgulf FCU can finance up to 100% of the asking/selling price plus tax, title & license
Covenient terms up to 72 months. click here for some buying tips
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Check the value of your trade in before you go to the dealership
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Find the lowest gas prices in Wharton & El Campo
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Limit loans, Revolving Credit Plan (RCP) loans and Co-signer loans. Our loan officers will go over
your needs and help you choose the best loan type for you.
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Texasgulf FCU offers three (3) types of MasterCard® accounts:
- Regular For complete information regarding our
- Platinum Regular or Platinum MasterCards® click here.
- Secured For complete information regarding our Secured MasterCard® , click here.
Here are some of the benefits that come with your Texasgulf MasterCard®:
- No Annual Fee
- No Balance Transfer Fee
- No Cash Advance Fee*
- No Late Payment Fee
- No Overlimit Fee
- 1% Rebate Program**
- Member Miles(TM)***- redeem your points for cash", merchandise or gift cards - click here
- Online access to your account, statements & make payments
*Cash advances are not subject to any grace period and incur a Finance Charge from the posting date.
**Rebate is based on 1% of Annual Net Reatil Sales over $1,200.00. Rebate period begins January 1st and
ends December 31st of each year. Rebates are distributed annually in January for the previous year. Some
situations that will affect your Rebate are: any delinquent period; any over-limit period; bankruptcy; charged
off or closed accounts; annual retail sales under $1200.00.
***Member Miles (TM) are points that accrue at a rate of 1 (one) Point for each dollar of net retail purchases.
Points are not accrued on cash advances, convenience checks, balance transfers or adjustments. Member
Miles(TM) points can be redeemed by using the request form in the quarterly statement, call toll free 1-877-
33AWARD (1-877-332-9273) or using our website. Some situations that will affect your Member Miles(TM)
are: any deliquent period; any over-limit period; bankruptcy; charged off or closed account; or if points are
not used in a 3 (three) year period.
"Cash is issued for travel or travel services expenses.
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If you don't see it in this list, then just ask us if we can finance it.
- farm equipment
- boat
- motorcycle
- trailer
- RV
- airplane
- travel trailer
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You can use the money in your shares (savings) or share certificate (cd) as collateral to build
credit or to get a low rate loan.
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Real Estate, Mortgage & Home Equity loans
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Great rates and convenient terms up to 30 years. Texasgulf FCU can finance up to 95% of the
appraised value. Please consult with your loan officer for exact terms, conditions and rates.
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