Texasgulf FCU offers a variety of accounts to meet your financial needs. For complete
information about an account, please read the Truth in Savings Disclosures.
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Share Account
A share account is a savings account needed for membership. Deposit $25.00 into a share
account to open your membership. You must maintain a balance of $25.00 for your membership to
be active. Once your membership is open, you're eligible to apply for all of Texasgulf FCU's
products and services.
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Young American's Account
A share account for young adults age 13 - 18. Members in the Young American's Club earn prizes
for their deposits to encourage saving and are also eligible to open a Share Draft account.*
*Requires a parent or guardian as a joint owner on share draft account.
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Texasgulf Ranger Savers Account - learn more
A share account for children age 0 - 12. Members in the Texasgulf Ranger Savers Club earn prizes
for their deposits to encourage saving.
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You get all of the following with any checking account:
- Free first box of checks
- Free Visa® Debit Card
- Free Internet Branch
- Free Bill Pay
- Direct Deposit or Payroll Deduction
- Free check images online
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Secure your Visa® Debit Card
by clicking the link below
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Share Draft Account
A share draft account is a checking account. A deposit of $100.00 is required to open a share draft
account. A minimum balance of $400.00 must be meet to avoid paying a $4.00 service charge and
to earn dividends.
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Free Checking
A checking account with no minimum balance requirement, no service charge and does not earn
dividends. A deposit of $100.00 is required to open a free checking account.
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A share certificate is just like a CD or Certificate of Deposit. A minimum deposit of $500.00 is
required to open a share certificate. You can choose from a term of 6, 12, 18 or 36 months for your
share certificate. Dividends are paid the 1st of each month and deposited into your share
certificate or you can have them sent to you. All share certificates renew automatically on the date
of maturity.
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You can open a Traditional, Roth, SEP (Simplified Employee Pension Plan), or Coverdell ESA
(Education Savings Account) or transfer funds or your entire 401K or other qualified retirement plan
into a Traditional IRA. You can invest the funds in your IRA in two (2) ways;
- IRA Share account - a savings account that you can build up to open an IRA Share
certificate.
- IRA Share certificate - an IRA share certificate is just like a CD or Certificate of Deposit. A
minimum deposit of $500.00 is required to open an IRA share certificate. You can choose
from a term of 6, 12, 18 or 36 months for your share certificate.
Click here to learn more about IRAs.
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A special checking account for those who don't qualify for our other checking accounts. This
account is designed to have your federal payments or benefits direct deposited into. This account
is accessed by a Visa Debit Card.
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